Totally accept what you're saying Muppetdude, but if you are responsible, know your limits, build up from light winds, and wear the appropriate safety equipment, the chances of serious injury are minimal.
Granted, gusty winds are dangerous, and care should be taken when flying in them - it is always sensible to try the smallest kite first approach.
My flying site is around 5min from home - nice and convenient. If I had to concentrate on water-based activities then I would be spending hundreds of pounds on kit that I would only get to use once or twice a month due to the distance to travel and time away from family commitments.
Besides I hear of at least as many injuries on the water as on land, and not too many of either to be honest.
At the end of the day it is up to the individual to assess the risk, taking into account the conditions, level of experience, surroundings etc, etc.
I do hope you don't work for the council...